Alabama Food Stamps Income Limits (2020-2021)

Do you want to know if your income is eligible for food stamp benefits in Alabama? We’re here to help! In this article, we are going to cover the Alabama Food Stamps Income Limits for 2020-2021. If you are applying for food stamp (SNAP) benefits in Alabama, you are required to meet the criteria in order to receive food assistance.

When determining eligibility for food stamp benefits, the most important factor is the income limit. To be eligible for SNAP benefits, you must meet both the gross and net income limit for your household size.

In this article, we will provide you with:

  • Alabama Food Stamps Income Limits for 2020-2021
  • How to Calculate Your Gross Household Income
  • Steps to Calculate Your Net Household Income
  • How much you will get in Food Stamps
  • Exemptions to the Alabama SNAP Income Limit
  • Alabama SNAP Eligibility FAQs

If you would like help determining if your income is eligible to receive Alabama food stamp benefits, then continue reading below. We will walk you through the steps on how to calculate the gross and net income for your household and determine if your income is eligible for food assistance.

Alabama Food Stamps Income Limits & Eligibility

Alabama Food Stamps Income Limit for 2020-2021

The USDA Department of Food and Nutrition Services set the Supplemental Nutrition Assistance Program (SNAP) Income Eligibility Standards each year. The Income Eligibility Standards are used as the key factor when determining whether a household is eligible for food stamp benefits.

The Alabama Food Stamps Income Limit for 2020-2021 is based on your total household size and income. To find out if your income meets the Alabama Food Stamps Requirements, you must first calculate your gross household income.

For step-by-step instructions on how to calculate your gross household income, follow the steps below.

What is Gross Income?

Gross income is the total income your household earns before any taxes or expenses have been taken out. This includes income from a job or self-employment, renters or roommates, Social Security payments, and child support.

Calculate Gross Household Income for Alabama SNAP

How to Calculate Your Gross Household Income

If you are applying for Alabama food stamp benefits, the first step is to calculate your gross household income to see if you qualify. Follow the steps below for help on how to calculate your gross household income.

Step 1 – Determine your Household Size

The first thing needed when calculating your monthly gross income is the size of your household. Any person that lives with you whom you purchase and prepare food with should be included in your total household size. This includes any elderly or disabled household members.

Once you have found your total household size, you can move to the next step.

Step 2 – Total your Monthly Earned Income

Earned income is any countable income you have earned within a given one-month period before taxes. For Alabama food stamps eligibility, earned income includes any of the following:

  • Wages or salaries earned from a job
  • Earnings from self-employment (after allowable business expenses)
  • Income made from renters, roommates, or boarders (after operational costs)
  • Any income from rental property (minus business expenses)
  • Social Security payments
  • Child Support payments

Step 3 – Calculate your Monthly Gross Income

Once you have determined all your sources of earned income for a one-month period, add them all together. This will give you your total monthly gross income for your household.

Step 4 – Determine if your Monthly Gross Income is Eligible

Now that you have your total monthly gross income, you can see if your income is eligible for Alabama food stamp benefits. To find out if your income is eligible for Alabama SNAP benefits, use the chart below. In addition, you can follow the steps outlined below to determine your eligibility for benefits.

Alabama Food Stamps Gross Income Chart

Use the Alabama Food Stamps Gross Income Chart and follow the steps below.

Alabama SNAP Income Eligibility Standards for Fiscal Year 2021
Effective October 1, 2020 – September 30, 2021
Household Size
Monthly Gross Income (130% of Federal Poverty Level)
1 $1,383
2 $1,868
3 $2,353
4 $2,839
5 $3,324
6 $3,809
7 $4,295
8 $4,780
Each Additional Household Member: +$486

How to Determine if your Gross Income is Eligible for Alabama SNAP Benefits

To find out if your monthly gross income is eligible for Alabama food stamps, follow the step-by-step instructions below:

Step 1 – Find your Household Size

Use the chart below to locate your total household size.

Step 2 – Find the Maximum Monthly Gross Income for your Household

Once you have located your household size, look at the next column. This column shows the maximum allowable monthly gross income for each household size. Next, use the chart to find the maximum monthly gross income for your household size.

Step 3 – Determine if your Monthly Gross Income is Eligible

If the maximum monthly gross income listed on the chart is higher than your total monthly gross income, you may be eligible for Alabama food stamp benefits. When the maximum allowable gross income is lower than your total monthly gross income, you may not be eligible for Alabama SNAP benefits.

Now that you have your monthly gross income, it’s now time to calculate your monthly net income, which is ultimately decides if your household will be eligible to receive SNAP benefits in Alabama.

For help calculating your monthly net income for the Alabama Food Stamps Income Limit, then continue reading below.

Calculate Household Net Income for Alabama Food Stamps

How to Calculate Your Net Income

To determine if your household income meets the Alabama Food Stamp requirements, you must calculate your monthly net income.

What is net income?

Net income for the Alabama food stamps income limit is your household’s total gross monthly income minus any allowable expenses or deductions. All allowable expenses should be subtracted from your gross monthly income.

To find out what qualifies as allowable deductions and how to use them to calculate your net income, continue below.

Alabama Food Stamps Allowable Deductions for 2020-2021

To calculate your monthly net income, you must first know what the allowable deductions are. Allowable deductions for food stamps include approved household, medical, and child support expenses.

To calculate your household’s monthly net income, these expenses will need to be deducted from your total gross income.

Here is the complete list of Alabama Food Stamps Allowable Deductions for 2020-2021:

  • 20% deduction from earned income.
  • A standard deduction of $167 for households with 1 to 2 people and $243 for households with 6 or more people. See the standard deduction for 2020-2021 in the chart below.
  • Dependent care deduction when needed for work, training, or education.
  • A deduction for elderly or disabled members medical expenses that exceed $35 a month (if not paid by insurance or someone else).
  • Deduct any legally owed child support payments.
  • Homeless Household’s shelter costs deduction of $156.74.
  • A deduction for excess shelter costs that exceed more than half of the household’s income (after the other deductions listed above). This deduction cannot exceed $586 unless one of your household members is elderly or disabled. Allowable excess shelter costs include:
    • Mortgage or rent payments
    • Property taxes
    • Household utilities including electricity, water, fuel for heat, and a basic phone line

Alabama SNAP Standard Deduction Amount for 2020-2021

Use the chart below to find out what the Standard Deduction amount is for your household size is in 2020-2021.

SNAP Standard Deductions for Fiscal Year 2021
Effective October 1, 2020 – September 30, 2021
Household Size Standard Deduction
1-2 $167
3 $167
4 $181
5 $212
6+ $243

Allowable Deductions for Alabama SNAP

How to Calculate Monthly Net Income with Allowable Deductions

Now that you know what the Allowable Deductions for Food Stamps Program are, you can use these to calculate your Household’s Monthly Net Income. Your Monthly Net Income will help you determine if your household is meets the Alabama Food Stamps Requirements.

To calculate your monthly net income, follow the steps below.

Step 1 – Subtract any Allowable Deductions

First, you want to determine which allowable deductions apply to your household. Once you know that, subtract the allowable deductions (in the order they are listed) from your total monthly gross income.

This will give you the total monthly net income for your household.

For additional help calculating your monthly net income with allowable deductions, use the example below:

Net Income Calculation Example for a 4-person household
Subtract 20% earned income deduction… $2,050 gross income
$1,500 earned income x 20% = $300. $2,050 – $300 = $1,750
Subtract standard deduction… $1,750 – $181 standard deduction for a 4-person household = $1,569
Subtract dependent care deduction… $1,572 – $362 dependent care = $1,207
Subtract child support deduction… $0
Subtract medical costs over $35 for elderly and disabled… $0
Excess shelter deduction… See below
Determine half of adjusted income… $1,210 adjusted income/2 = $603.50
Determine if shelter costs are more than half of adjusted income… $700 total shelter – $603.50 (half of income) = $96.50 excess shelter cost
Subtract excess amount, but not more than the limit, from adjusted income… $1,210 – $96.50 = $1,113 .50 net monthly income
Apply the net income test… Since $1,113.50 is less than $2,184 allowed for 4-person household, this household has met the income test.

Step 2 – Determine if your Monthly Net Income is Eligible

After you have successfully calculated your monthly net income, you can see if your income is eligible for Alabama food stamp benefits. To find out if your income is eligible for Alabama SNAP benefits, use the chart below. In addition, you can follow the steps outlined below to determine your eligibility for food stamp benefits.

Alabama Food Stamps Net Income Chart

Use the Alabama Food Stamps Net Income Chart and follow the steps below.

Use the chart and follow the steps below to determine your eligibility.

  1. Use the column on the left-side of the chart to locate your household size.
  2. Once you have located your household size, look in the last column at the maximum net income for your household size.
  3. If the allowable net income is higher than your total net income, you may be eligible for Georgia food stamp benefits.
  4. If the allowable net income is lower than your total net income, you may not be eligible for Georgia food stamp benefits.
Alabama SNAP Income Eligibility Standards for Fiscal Year 2021
Effective October 1, 2020 – September 30, 2021
Household Size
Monthly Net Income (100% of Federal Poverty Level)
1 $1,064
2 $1,437
3 $1,810
4 $2,184
5 $2,557
6 $2,930
7 $3,304
8 $3,677
Each Additional Household Member: +$374

How to Determine if your Net Income is Eligible for Alabama SNAP Benefits

To find out if your monthly net income is eligible for Alabama food stamps, follow the step-by-step instructions below:

Step 1 – Find your Household Size

Use the chart below to locate your total household size.

Step 2 – Find the Maximum Monthly Net Income for your Household

Once you have located your household size, look at the next column. This column shows the maximum allowable monthly net income for each household size. Next, use the chart to find the maximum monthly net income for your household size.

Step 3 – Determine if your Monthly Net Income is Eligible

If the maximum monthly net income listed on the chart is higher than your total monthly net income, then your household net income is eligible for Alabama food stamp benefits.

When the maximum allowable net income is lower than your total monthly net income, your income does not qualify for Alabama SNAP benefits.

If you have determined that your household income is eligible for Alabama food assistance benefits and would like to know how much you can expect to receive, continue reading below.

How much will I get in Alabama Food Stamp benefits?

How much in Food Stamps will I get?

Once you determine you qualify for food stamps, you probably want to know how much in benefits your household will get on a monthly basis. See the chart below for details.

Maximum Food Stamps Benefits for 2020-2021

Use the chart below to find the maximum SNAP benefit allotment amount for your household size.

Maximum SNAP Benefit Amount by Household Size for Alabama
Effective October 1, 2020 – September 30, 2021
Household Size Maximum SNAP Benefit Allotment
1 $204
2 $374
3 $535
4 $680
5 $807
6 $969
7 $1,071
8 $1,224
Each Additional Household Member: $153


Alabama SNAP Benefit Calculator 

If you want to know exactly how much you can expect to receive in Alabama food stamp benefits each month, check out the example below.

We walk you through how to calculate your Alabama SNAP benefit amount.

Benefit Calculation Example
Multiply net income by 30%… (Round up) $1,113.50 net monthly income x 0.3 = 334.05 (round to $334)
Subtract 30% of net income from the maximum allotment for the household size… $680 maximum allotment for 4-person household – $334 (30% of net income) = $346, SNAP Benefit Allotment per month

Exemptions to Alabama Food Stamps Income Limits

If all member of your household are receiving Title IV (TANF), SSI, or in some places general assistance, you do not have to meet the food stamps income test.

In addition, while most households must meet both the gross and net income tests, if you live in a household where there is an elderly person or a person who is receiving certain types of disability payments, then that household will only have to meet the net income test to qualify for Alabama food stamps (SNAP Benefits).

Alabama SNAP Eligibility & Application

If you meet the Alabama SNAP income limits and think you are eligible for benefits, the next step is to submit an application.  To apply for food stamp benefits in Alabama, check out our Alabama Food Stamps Application Guide here. You will be provided with a step-by-step instructions on how to apply for Alabama food assistance. In addition, we will walk you through how the application process works, what you need to apply, and how long it will take you to receive food stamp benefits.

Alabama Emergency Food Stamps

If you are facing food insecurity or hunger and need immediate assistance, find out how you can get help now by applying for Alabama Emergency Food Stamps. The Emergency Food Assistance Program (TEFAP), also known as Emergency Food Stamps helps low-income Alabama households that are facing a food and nutrition crisis. This program provides immediate relief to those households that are having trouble meeting their basic needs.

To learn how you can receive Emergency Food Stamps in Alabama, check out our article here.

Alabama Food Stamps Income Limits & Eligibility

We hope this article on the Alabama Food Stamps Income Limits was helpful to you. If you are having trouble calculating your gross or net income please let us know in the comments. Also, if you still need help determining if you are eligible for Alabama SNAP EBT benefits, let us know what you are having trouble with. We are here to help!

Tags:

Comments are closed